feat(cross_end): add driver-to-settlement E2E test with SQL retry

- Add DriverFreightFlowPage (Android): 28-step flow covering accept/load/unload
- Add FreightAccountingPage (Web): accounting/audit/finance-payment/shipper-payment
- Add db_helper: update_risk_control_status via pymysql
- Fix ensure_logged_in: coordinate tap on 'mine' tab + login check
- Add test_driver_to_settlement.py: full cross-end E2E with SQL retry

Co-authored-by: xst <xst@ntocc.com>

tests/app/_shared.py

@@ -54,11 +54,14 @@ def make_ensure_logged_in(
 ):
     """创建一个 ensure_logged_in 闭包。
 
+    策略：坐标点击底部"我的"tab（第4个图标）→ 检查"登录/注册"文本。
+    无法通过 resourceId 或 text 定位底部导航时用坐标点击兜底。
+
     Args:
         section_config: App 端配置
         config: 全局配置
         account_role: 默认账号角色名（如 "driver"、"shipper"）
-        home_indicator: 首页元素的 accessibility_id
+        home_indicator: 未使用，保留兼容
     """
     from selenium.webdriver.support.ui import WebDriverWait
     from selenium.webdriver.support import expected_conditions as EC
@@ -68,42 +71,87 @@ def make_ensure_logged_in(
         skip_login = section_config.get("skip_login", True)
         wait = WebDriverWait(driver, timeout=timeout_s)
 
-        try:
-            wait.until(
-                EC.visibility_of_element_located((AppiumBy.ACCESSIBILITY_ID, home_indicator))
-            )
-            return
-        except Exception:
-            pass
+        driver.implicitly_wait(3)
 
+        # 坐标点击底部"我的"tab（4 tab 均分宽度，第4个中心 x≈0.875*w, y≈h-50）
         try:
-            login_input = driver.find_element(AppiumBy.ACCESSIBILITY_ID, "login_phone_input")
-            if login_input.is_displayed():
+            w = driver.get_window_size()["width"]
+            h = driver.get_window_size()["height"]
+            driver.tap([(int(w * 0.875), h - 50)])
+            driver.implicitly_wait(1)
+        except Exception as e:
+            raise RuntimeError(f"无法点击底部导航栏: {e}")
+
+        # 判断登录态：检查"登录/注册"文本
+        login_check = (AppiumBy.ANDROID_UIAUTOMATOR, 'new UiSelector().text("登录/注册")')
+        try:
+            el = driver.find_element(*login_check)
+            if el.is_displayed():
                 if skip_login:
                     raise RuntimeError(
-                        "APP 在登录页，未检测到登录态！请在设备上手动完成一次登录（含验证码），"
+                        "APP 未登录！请在设备上手动完成一次登录（含验证码），"
                         "之后重新运行用例即可。\n如需自动化登录，请设置 skip_login: false。"
                     )
-                account = config["accounts"].get(account_role, {})
-                login_input.send_keys(account.get("phone", ""))
-                driver.find_element(
-                    AppiumBy.ACCESSIBILITY_ID, "login_password_input"
-                ).send_keys(account.get("password", ""))
-                driver.find_element(AppiumBy.ACCESSIBILITY_ID, "login_submit_btn").click()
-                wait.until(
-                    EC.visibility_of_element_located((AppiumBy.ACCESSIBILITY_ID, home_indicator))
-                )
+                _perform_ui_login(driver, config["accounts"].get(account_role, {}), wait)
                 return
         except RuntimeError:
             raise
+        except Exception:
+            pass  # 没找到"登录/注册" → 已登录
+
+        # 回到首页
+        home_tab = (
+            AppiumBy.ANDROID_UIAUTOMATOR,
+            'new UiSelector().resourceId("com.arpa.ynchenggangdriver:id/fixed_bottom_navigation_icon").instance(0)',
+        )
+        try:
+            wait.until(EC.visibility_of_element_located(home_tab))
+            driver.find_element(*home_tab).click()
         except Exception:
             pass
 
-        raise RuntimeError("无法确定 APP 的登录状态！请确保 APP 已启动且首页或登录页可见。")
-
     return _ensure_logged_in
 
 
+def _perform_ui_login(driver, account: dict, wait) -> None:
+    """执行 UI 自动登录（skip_login: false 时使用）。"""
+    from appium.webdriver.common.appiumby import AppiumBy
+
+    phone = account.get("phone", "")
+    password = account.get("password", "")
+
+    # 点击登录入口
+    login_entry = (AppiumBy.ANDROID_UIAUTOMATOR, 'new UiSelector().text("登录/注册")')
+    wait.until(lambda d: d.find_element(*login_entry))
+    driver.find_element(*login_entry).click()
+    driver.implicitly_wait(1)
+
+    # 填写手机号
+    phone_input = (AppiumBy.ID, "com.arpa.ynchenggangdriver:id/ed_phone")
+    wait.until(lambda d: d.find_element(*phone_input))
+    driver.find_element(*phone_input).send_keys(phone)
+
+    # 填写密码
+    password_input = (AppiumBy.ID, "com.arpa.ynchenggangdriver:id/ed_pwd")
+    driver.find_element(*password_input).send_keys(password)
+
+    # 点击登录
+    login_btn = (AppiumBy.ID, "com.arpa.ynchenggangdriver:id/tv_login")
+    driver.find_element(*login_btn).click()
+    driver.implicitly_wait(2)
+
+    # 回到首页
+    home_tab = (
+        AppiumBy.ANDROID_UIAUTOMATOR,
+        'new UiSelector().resourceId("com.arpa.ynchenggangdriver:id/fixed_bottom_navigation_icon").instance(0)',
+    )
+    try:
+        wait.until(lambda d: d.find_element(*home_tab))
+        driver.find_element(*home_tab).click()
+    except Exception:
+        pass
+
+
 def save_failure_screenshot(driver, section_config, platform, request):
     """失败自动截图（各端 conftest teardown 中调用）。"""
     if (